Ecom Mastery

WEBVTT
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Language: en

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If<00:00:00.320><c> you're</c><00:00:00.520><c> running</c><00:00:00.800><c> a</c><00:00:00.880><c> Shopify</c><00:00:01.440><c> store</c><00:00:01.880><c> in</c>

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If you're running a Shopify store in
 

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If you're running a Shopify store in
2026<00:00:03.240><c> and</c><00:00:03.400><c> you</c><00:00:03.480><c> don't</c><00:00:03.800><c> fully</c><00:00:04.080><c> understand</c><00:00:04.720><c> how</c>

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2026 and you don't fully understand how
 

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2026 and you don't fully understand how
Shopify<00:00:05.600><c> payments</c><00:00:06.080><c> work</c><00:00:06.360><c> behind</c><00:00:06.800><c> the</c><00:00:06.880><c> scenes,</c>

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Shopify payments work behind the scenes,
 

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Shopify payments work behind the scenes,
you're<00:00:07.720><c> exposed.</c><00:00:08.560><c> Chargebacks</c><00:00:09.240><c> can</c><00:00:09.480><c> wipe</c><00:00:09.800><c> out</c>

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you're exposed. Chargebacks can wipe out
 

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you're exposed. Chargebacks can wipe out
profits,<00:00:10.720><c> fraudulent</c><00:00:11.320><c> orders</c><00:00:11.760><c> can</c><00:00:11.920><c> destroy</c>

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profits, fraudulent orders can destroy
 

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profits, fraudulent orders can destroy
margins,<00:00:13.240><c> incorrect</c><00:00:13.840><c> payout</c><00:00:14.240><c> settings</c><00:00:15.000><c> can</c>

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margins, incorrect payout settings can
 

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margins, incorrect payout settings can
choke<00:00:15.560><c> your</c><00:00:15.680><c> cash</c><00:00:16.000><c> flow.</c><00:00:16.400><c> Most</c><00:00:16.720><c> store</c><00:00:16.960><c> owners</c>

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choke your cash flow. Most store owners
 

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choke your cash flow. Most store owners
focus<00:00:17.800><c> on</c><00:00:18.040><c> ads</c><00:00:18.600><c> and</c><00:00:18.800><c> product</c><00:00:19.280><c> research,</c><00:00:20.000><c> but</c>

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focus on ads and product research, but
 

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focus on ads and product research, but
operational<00:00:20.880><c> control,</c><00:00:21.560><c> payments,</c><00:00:22.360><c> fraud</c>

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operational control, payments, fraud
 

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operational control, payments, fraud
checks,<00:00:23.680><c> and</c><00:00:23.840><c> dispute</c><00:00:24.280><c> management</c><00:00:25.080><c> is</c><00:00:25.240><c> what</c>

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checks, and dispute management is what
 

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checks, and dispute management is what
protects<00:00:25.880><c> your</c><00:00:26.000><c> business</c><00:00:26.440><c> long-term.</c><00:00:27.160><c> What's</c>

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protects your business long-term. What's
 

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protects your business long-term. What's
going<00:00:27.640><c> on</c><00:00:27.760><c> everybody?</c><00:00:28.280><c> My</c><00:00:28.520><c> name</c><00:00:28.880><c> is</c><00:00:29.040><c> Kyle.</c><00:00:29.560><c> In</c>

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going on everybody? My name is Kyle. In
 

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going on everybody? My name is Kyle. In
today's<00:00:30.000><c> tutorial,</c><00:00:30.720><c> I'm</c><00:00:30.920><c> going</c><00:00:31.160><c> to</c><00:00:31.280><c> walk</c><00:00:31.560><c> you</c>

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today's tutorial, I'm going to walk you
 

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today's tutorial, I'm going to walk you
through<00:00:32.119><c> how</c><00:00:32.320><c> Shopify</c><00:00:32.880><c> payments</c><00:00:33.400><c> work,</c><00:00:33.960><c> how</c>

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through how Shopify payments work, how
 

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through how Shopify payments work, how
to<00:00:34.360><c> handle</c><00:00:34.720><c> chargebacks,</c><00:00:35.720><c> how</c><00:00:35.880><c> to</c><00:00:36.000><c> configure</c>

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to handle chargebacks, how to configure
 

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to handle chargebacks, how to configure
fraud<00:00:36.920><c> filters,</c><00:00:37.680><c> how</c><00:00:37.840><c> to</c><00:00:38.000><c> manage</c><00:00:38.400><c> payout</c>

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fraud filters, how to manage payout
 

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fraud filters, how to manage payout
settings,<00:00:39.600><c> and</c><00:00:39.760><c> how</c><00:00:39.920><c> to</c><00:00:40.040><c> protect</c><00:00:40.440><c> your</c><00:00:40.560><c> store</c>

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settings, and how to protect your store
 

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settings, and how to protect your store
from<00:00:41.120><c> avoidable</c><00:00:41.640><c> losses.</c><00:00:42.320><c> By</c><00:00:42.440><c> the</c><00:00:42.560><c> end</c><00:00:42.720><c> of</c>

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from avoidable losses. By the end of
 

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from avoidable losses. By the end of
this<00:00:43.000><c> video,</c><00:00:43.600><c> you'll</c><00:00:43.880><c> know</c><00:00:44.080><c> how</c><00:00:44.280><c> to</c><00:00:44.440><c> properly</c>

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this video, you'll know how to properly
 

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this video, you'll know how to properly
manage<00:00:45.280><c> Shopify</c><00:00:45.840><c> payments</c><00:00:46.640><c> like</c><00:00:46.960><c> an</c>

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manage Shopify payments like an
 

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manage Shopify payments like an
operator,<00:00:47.840><c> not</c><00:00:48.120><c> just</c><00:00:48.360><c> a</c><00:00:48.400><c> beginner.</c><00:00:49.080><c> Let's</c><00:00:49.360><c> get</c>

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operator, not just a beginner. Let's get
 

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operator, not just a beginner. Let's get
into<00:00:49.840><c> it.</c><00:00:50.160><c> Before</c><00:00:50.440><c> we</c><00:00:50.520><c> talk</c><00:00:50.800><c> about</c>

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into it. Before we talk about
 

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into it. Before we talk about
chargebacks<00:00:51.680><c> and</c><00:00:51.840><c> fraud,</c><00:00:52.320><c> you</c><00:00:52.440><c> need</c><00:00:52.680><c> to</c>

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chargebacks and fraud, you need to
 

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chargebacks and fraud, you need to
understand<00:00:53.400><c> the</c><00:00:53.480><c> structure.</c><00:00:54.200><c> Shopify</c>

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understand the structure. Shopify
 

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understand the structure. Shopify
Payments<00:00:55.280><c> is</c><00:00:55.440><c> Shopify's</c><00:00:56.120><c> built-in</c><00:00:56.640><c> payment</c>

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Payments is Shopify's built-in payment
 

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Payments is Shopify's built-in payment
processor.<00:00:57.800><c> Instead</c><00:00:58.120><c> of</c><00:00:58.240><c> using</c><00:00:58.600><c> third-party</c>

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processor. Instead of using third-party
 

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processor. Instead of using third-party
gateways<00:00:59.880><c> like</c><00:01:00.360><c> Stripe</c><00:01:00.840><c> separately,</c>

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gateways like Stripe separately,
 

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gateways like Stripe separately,
authorize.net,

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authorize.net,
 

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authorize.net,
or<00:01:03.400><c> other</c><00:01:03.640><c> processors,</c><00:01:04.559><c> Shopify</c><00:01:05.080><c> Payments</c>

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or other processors, Shopify Payments
 

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or other processors, Shopify Payments
integrates<00:01:06.280><c> directly</c><00:01:06.880><c> into</c><00:01:07.120><c> your</c><00:01:07.320><c> admin.</c>

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integrates directly into your admin.
 

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integrates directly into your admin.
That<00:01:08.080><c> means</c><00:01:08.440><c> orders,</c><00:01:09.040><c> payment</c><00:01:09.520><c> processing,</c>

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That means orders, payment processing,
 

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That means orders, payment processing,
disputes,<00:01:11.040><c> and</c><00:01:11.240><c> payouts</c><00:01:11.960><c> all</c><00:01:12.240><c> live</c><00:01:12.520><c> inside</c>

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disputes, and payouts all live inside
 

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disputes, and payouts all live inside
Shopify.<00:01:13.800><c> This</c><00:01:14.000><c> centralization</c><00:01:14.920><c> makes</c>

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Shopify. This centralization makes
 

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Shopify. This centralization makes
management<00:01:15.920><c> easier,</c><00:01:16.480><c> but</c><00:01:16.680><c> only</c><00:01:17.000><c> if</c><00:01:17.160><c> you</c><00:01:17.280><c> know</c>

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management easier, but only if you know
 

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management easier, but only if you know
where<00:01:17.840><c> to</c><00:01:18.000><c> look.</c><00:01:18.480><c> Let's</c><00:01:18.720><c> start</c><00:01:19.040><c> with</c><00:01:19.240><c> payouts.</c>

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where to look. Let's start with payouts.
 

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where to look. Let's start with payouts.
Inside<00:01:20.360><c> Shopify,</c><00:01:21.120><c> go</c><00:01:21.360><c> to</c><00:01:21.520><c> settings</c><00:01:22.080><c> in</c><00:01:22.200><c> the</c>

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Inside Shopify, go to settings in the
 

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Inside Shopify, go to settings in the
left<00:01:22.760><c> bottom</c><00:01:23.120><c> corner,</c><00:01:23.680><c> then</c><00:01:23.960><c> scroll</c><00:01:24.400><c> down</c><00:01:24.800><c> to</c>

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left bottom corner, then scroll down to
 

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left bottom corner, then scroll down to
payments,<00:01:25.760><c> then</c><00:01:26.000><c> look</c><00:01:26.160><c> for</c><00:01:26.320><c> Shopify</c><00:01:26.880><c> Payments</c>

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payments, then look for Shopify Payments
 

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payments, then look for Shopify Payments
and<00:01:27.720><c> view</c><00:01:28.040><c> payouts.</c><00:01:28.760><c> Here's</c><00:01:29.040><c> what</c><00:01:29.280><c> you'll</c>

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and view payouts. Here's what you'll
 

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and view payouts. Here's what you'll
see.<00:01:29.880><c> Upcoming</c><00:01:30.440><c> payouts,</c><00:01:31.200><c> paid</c><00:01:31.560><c> payouts,</c>

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see. Upcoming payouts, paid payouts,
 

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see. Upcoming payouts, paid payouts,
processing<00:01:33.000><c> payouts,</c><00:01:33.800><c> and</c><00:01:34.000><c> adjustments</c><00:01:34.680><c> such</c>

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processing payouts, and adjustments such
 

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processing payouts, and adjustments such
as<00:01:35.200><c> refunds,</c><00:01:36.040><c> chargebacks,</c><00:01:36.880><c> and</c><00:01:37.120><c> fees.</c><00:01:37.720><c> In</c>

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as refunds, chargebacks, and fees. In
 

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as refunds, chargebacks, and fees. In
2026,<00:01:38.840><c> payout</c><00:01:39.320><c> timing</c><00:01:39.760><c> depends</c><00:01:40.240><c> on</c><00:01:40.640><c> your</c>

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2026, payout timing depends on your
 

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2026, payout timing depends on your
country,<00:01:41.600><c> your</c><00:01:41.840><c> risk</c><00:01:42.120><c> profile,</c><00:01:42.920><c> and</c><00:01:43.080><c> your</c>

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country, your risk profile, and your
 

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country, your risk profile, and your
sales<00:01:43.680><c> history.</c><00:01:44.320><c> New</c><00:01:44.560><c> stores</c><00:01:45.080><c> often</c><00:01:45.480><c> have</c><00:01:46.000><c> two</c>

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sales history. New stores often have two
 

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sales history. New stores often have two
to<00:01:46.320><c> seven</c><00:01:46.760><c> business</c><00:01:47.200><c> day</c><00:01:47.480><c> payout</c><00:01:47.960><c> windows.</c><00:01:48.680><c> As</c>

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to seven business day payout windows. As
 

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to seven business day payout windows. As
your<00:01:49.040><c> account</c><00:01:49.480><c> matures</c><00:01:50.280><c> and</c><00:01:50.520><c> risk</c><00:01:50.880><c> decreases,</c>

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your account matures and risk decreases,
 

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your account matures and risk decreases,
payouts<00:01:52.400><c> may</c><00:01:52.640><c> stabilize.</c><00:01:53.560><c> This</c><00:01:53.720><c> is</c>

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payouts may stabilize. This is
 

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payouts may stabilize. This is
important.<00:01:54.640><c> Weekends</c><00:01:55.200><c> and</c><00:01:55.360><c> holidays</c><00:01:55.920><c> delay</c>

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important. Weekends and holidays delay
 

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important. Weekends and holidays delay
payouts.<00:01:57.080><c> When</c><00:01:57.280><c> reviewing</c><00:01:57.760><c> payouts,</c><00:01:58.280><c> don't</c>

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payouts. When reviewing payouts, don't
 

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payouts. When reviewing payouts, don't
just<00:01:58.800><c> look</c><00:01:59.040><c> at</c><00:01:59.160><c> total</c><00:01:59.560><c> revenue.</c><00:02:00.200><c> Each</c><00:02:00.520><c> payout</c>

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just look at total revenue. Each payout
 

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just look at total revenue. Each payout
includes<00:02:01.640><c> gross</c><00:02:02.000><c> sales,</c><00:02:02.680><c> processing</c><00:02:03.320><c> fees,</c>

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includes gross sales, processing fees,
 

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includes gross sales, processing fees,
refunds,<00:02:04.680><c> chargeback</c><00:02:05.360><c> deductions,</c><00:02:06.360><c> and</c>

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refunds, chargeback deductions, and
 

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refunds, chargeback deductions, and
adjustments.<00:02:07.520><c> Always</c><00:02:08.000><c> reconcile.</c><00:02:08.920><c> Gross</c>

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adjustments. Always reconcile. Gross
 

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adjustments. Always reconcile. Gross
sales<00:02:09.920><c> minus</c><00:02:10.399><c> fees</c><00:02:11.039><c> minus</c><00:02:11.520><c> refunds</c><00:02:12.360><c> equals</c>

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sales minus fees minus refunds equals
 

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sales minus fees minus refunds equals
your<00:02:13.040><c> actual</c><00:02:13.440><c> payout.</c><00:02:14.080><c> If</c><00:02:14.200><c> you</c><00:02:14.280><c> don't</c><00:02:14.520><c> monitor</c>

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your actual payout. If you don't monitor
 

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your actual payout. If you don't monitor
this<00:02:15.160><c> regularly,</c><00:02:15.920><c> cash</c><00:02:16.280><c> flow</c><00:02:16.520><c> surprises</c>

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this regularly, cash flow surprises
 

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this regularly, cash flow surprises
happen.<00:02:17.800><c> Inside</c><00:02:18.200><c> Shopify</c><00:02:18.680><c> Payments</c>

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happen. Inside Shopify Payments
 

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happen. Inside Shopify Payments
settings,<00:02:19.880><c> you</c><00:02:20.040><c> can</c><00:02:20.200><c> configure</c><00:02:20.720><c> bank</c>

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settings, you can configure bank
 

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settings, you can configure bank
account,<00:02:21.640><c> payout</c><00:02:22.040><c> schedule,</c><00:02:22.800><c> and</c><00:02:23.000><c> statement</c>

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account, payout schedule, and statement
 

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account, payout schedule, and statement
descriptor.<00:02:24.400><c> Double-check</c><00:02:24.880><c> your</c><00:02:25.040><c> routing</c>

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descriptor. Double-check your routing
 

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descriptor. Double-check your routing
number,<00:02:25.960><c> account</c><00:02:26.440><c> number,</c><00:02:27.000><c> account</c><00:02:27.480><c> type.</c>

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number, account number, account type.
 

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number, account number, account type.
Incorrect<00:02:28.600><c> bank</c><00:02:28.880><c> details</c><00:02:29.440><c> can</c><00:02:29.600><c> freeze</c>

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Incorrect bank details can freeze
 

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Incorrect bank details can freeze
payouts.<00:02:30.800><c> If</c><00:02:30.960><c> updating</c><00:02:31.520><c> bank</c><00:02:31.840><c> info,</c><00:02:32.520><c> expect</c>

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payouts. If updating bank info, expect
 

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payouts. If updating bank info, expect
temporary<00:02:33.560><c> payout</c><00:02:34.000><c> holds</c><00:02:34.640><c> for</c><00:02:34.800><c> security</c>

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temporary payout holds for security
 

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temporary payout holds for security
review.<00:02:36.080><c> Statement</c><00:02:36.680><c> descriptor.</c><00:02:37.440><c> This</c><00:02:37.640><c> is</c>

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review. Statement descriptor. This is
 

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review. Statement descriptor. This is
extremely<00:02:38.440><c> important</c><00:02:39.080><c> for</c><00:02:39.200><c> reducing</c>

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extremely important for reducing
 

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extremely important for reducing
chargebacks.<00:02:40.640><c> Your</c><00:02:40.800><c> statement</c><00:02:41.320><c> descriptor</c>

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chargebacks. Your statement descriptor
 

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chargebacks. Your statement descriptor
is<00:02:42.200><c> what</c><00:02:42.440><c> customers</c><00:02:42.960><c> see</c><00:02:43.440><c> on</c><00:02:43.680><c> their</c><00:02:43.920><c> bank</c>

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is what customers see on their bank
 

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is what customers see on their bank
statements.<00:02:45.120><c> Here's</c><00:02:45.400><c> a</c><00:02:45.480><c> bad</c><00:02:45.800><c> descriptor.</c><00:02:46.560><c> SP</c>

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statements. Here's a bad descriptor. SP
 

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statements. Here's a bad descriptor. SP
star<00:02:47.360><c> Shopify</c><00:02:48.080><c> 12345.</c>

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star Shopify 12345.
 

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star Shopify 12345.
Here's<00:02:49.880><c> a</c><00:02:49.920><c> better</c><00:02:50.200><c> descriptor.</c>

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Here's a better descriptor.
 

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Here's a better descriptor.
yourbrand.com.<00:02:52.360><c> Make</c><00:02:52.640><c> it</c><00:02:52.760><c> recognizable,</c>

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yourbrand.com. Make it recognizable,
 

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yourbrand.com. Make it recognizable,
clear,<00:02:54.440><c> and</c><00:02:54.640><c> matching</c><00:02:55.040><c> your</c><00:02:55.160><c> website</c><00:02:55.680><c> name.</c>

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clear, and matching your website name.
 

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clear, and matching your website name.
Many<00:02:56.480><c> chargebacks</c><00:02:57.120><c> happen</c><00:02:57.560><c> because</c>

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Many chargebacks happen because
 

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Many chargebacks happen because
customers<00:02:58.760><c> don't</c><00:02:59.040><c> recognize</c><00:02:59.640><c> the</c><00:02:59.760><c> charge.</c>

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customers don't recognize the charge.
 

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customers don't recognize the charge.
Payout<00:03:00.880><c> schedule</c><00:03:01.320><c> strategy.</c><00:03:02.040><c> If</c><00:03:02.200><c> available</c>

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Payout schedule strategy. If available
 

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Payout schedule strategy. If available
in<00:03:02.880><c> your</c><00:03:03.040><c> region,</c><00:03:03.720><c> you</c><00:03:03.920><c> can</c><00:03:04.080><c> adjust</c><00:03:04.560><c> payout</c>

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in your region, you can adjust payout
 

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in your region, you can adjust payout
frequency.<00:03:05.720><c> Some</c><00:03:05.960><c> businesses</c><00:03:06.480><c> prefer</c><00:03:06.960><c> daily</c>

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frequency. Some businesses prefer daily
 

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frequency. Some businesses prefer daily
payouts,<00:03:08.160><c> faster</c><00:03:08.560><c> cash</c><00:03:08.840><c> flow.</c><00:03:09.280><c> Others</c><00:03:09.640><c> prefer</c>

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payouts, faster cash flow. Others prefer
 

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payouts, faster cash flow. Others prefer
weekly<00:03:10.480><c> payouts,</c><00:03:11.240><c> easier</c><00:03:11.760><c> accounting.</c>

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weekly payouts, easier accounting.
 

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weekly payouts, easier accounting.
Choose<00:03:12.880><c> what</c><00:03:13.120><c> fits</c><00:03:13.440><c> your</c><00:03:13.680><c> cash</c><00:03:14.000><c> flow</c><00:03:14.240><c> model.</c>

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Choose what fits your cash flow model.
 

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Choose what fits your cash flow model.
Now,<00:03:15.000><c> let's</c><00:03:15.200><c> talk</c><00:03:15.400><c> about</c><00:03:15.640><c> the</c><00:03:15.720><c> big</c><00:03:15.960><c> one,</c>

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Now, let's talk about the big one,
 

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Now, let's talk about the big one,
chargebacks.<00:03:17.280><c> A</c><00:03:17.360><c> chargeback</c><00:03:17.960><c> happens</c><00:03:18.440><c> when</c><00:03:18.920><c> a</c>

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chargebacks. A chargeback happens when a
 

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chargebacks. A chargeback happens when a
customer<00:03:19.480><c> disputes</c><00:03:20.040><c> a</c><00:03:20.120><c> charge</c><00:03:20.560><c> with</c><00:03:20.680><c> their</c>

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customer disputes a charge with their
 

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customer disputes a charge with their
bank<00:03:21.480><c> instead</c><00:03:21.840><c> of</c><00:03:22.000><c> contacting</c><00:03:22.640><c> you.</c><00:03:23.000><c> The</c><00:03:23.120><c> bank</c>

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bank instead of contacting you. The bank
 

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bank instead of contacting you. The bank
immediately<00:03:24.120><c> pulls</c><00:03:24.520><c> funds</c><00:03:25.120><c> from</c><00:03:25.360><c> your</c>

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immediately pulls funds from your
 

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immediately pulls funds from your
account<00:03:26.120><c> while</c><00:03:26.480><c> investigating.</c><00:03:27.520><c> Here</c><00:03:27.760><c> are</c>

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account while investigating. Here are
 

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account while investigating. Here are
some<00:03:28.040><c> common</c><00:03:28.440><c> chargeback</c><00:03:29.040><c> reasons.</c><00:03:29.760><c> Fraud,</c>

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some common chargeback reasons. Fraud,
 

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some common chargeback reasons. Fraud,
card<00:03:30.760><c> not</c><00:03:31.000><c> present,</c><00:03:31.680><c> product</c><00:03:32.280><c> not</c><00:03:32.440><c> as</c>

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card not present, product not as
 

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card not present, product not as
described,<00:03:33.400><c> duplicate</c><00:03:33.840><c> charge,</c><00:03:34.520><c> or</c>

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described, duplicate charge, or
 

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described, duplicate charge, or
unrecognized<00:03:35.560><c> charge.</c><00:03:36.160><c> Each</c><00:03:36.480><c> dispute</c><00:03:36.960><c> costs</c>

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unrecognized charge. Each dispute costs
 

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unrecognized charge. Each dispute costs
the<00:03:37.560><c> order</c><00:03:37.880><c> amount,</c><00:03:38.520><c> a</c><00:03:38.600><c> dispute</c><00:03:39.120><c> fee,</c><00:03:39.600><c> and</c>

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the order amount, a dispute fee, and
 

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the order amount, a dispute fee, and
potential<00:03:40.360><c> risk</c><00:03:40.720><c> to</c><00:03:40.840><c> your</c><00:03:41.040><c> account.</c><00:03:41.680><c> Too</c><00:03:41.840><c> many</c>

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potential risk to your account. Too many
 

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potential risk to your account. Too many
chargebacks<00:03:42.800><c> equals</c><00:03:43.280><c> higher</c><00:03:43.640><c> risk</c><00:03:43.920><c> profile.</c>

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chargebacks equals higher risk profile.
 

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chargebacks equals higher risk profile.
Here's<00:03:44.920><c> how</c><00:03:45.080><c> to</c><00:03:45.240><c> respond</c><00:03:45.680><c> to</c><00:03:45.800><c> chargebacks</c>

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Here's how to respond to chargebacks
 

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Here's how to respond to chargebacks
properly.<00:03:47.040><c> In</c><00:03:47.240><c> Shopify,</c><00:03:47.960><c> in</c><00:03:48.120><c> the</c><00:03:48.240><c> left</c>

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properly. In Shopify, in the left
 

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properly. In Shopify, in the left
column,<00:03:49.080><c> scroll</c><00:03:49.400><c> down</c><00:03:49.680><c> to</c><00:03:49.880><c> orders,</c><00:03:50.520><c> then</c>

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column, scroll down to orders, then
 

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column, scroll down to orders, then
select<00:03:51.160><c> filters,</c><00:03:51.920><c> chargeback</c><00:03:52.600><c> and</c><00:03:52.840><c> inquiry.</c>

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select filters, chargeback and inquiry.
 

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select filters, chargeback and inquiry.
Click<00:03:53.840><c> the</c><00:03:53.920><c> disputed</c><00:03:54.520><c> order,</c><00:03:55.080><c> you'll</c><00:03:55.360><c> see</c>

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Click the disputed order, you'll see
 

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Click the disputed order, you'll see
reason<00:03:56.240><c> code,</c><00:03:56.760><c> deadline</c><00:03:57.240><c> to</c><00:03:57.360><c> respond,</c><00:03:58.080><c> and</c>

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reason code, deadline to respond, and
 

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reason code, deadline to respond, and
evidence<00:03:58.760><c> submission</c><00:03:59.400><c> area.</c><00:04:00.000><c> What</c><00:04:00.240><c> evidence</c>

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evidence submission area. What evidence
 

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evidence submission area. What evidence
should<00:04:00.920><c> you</c><00:04:01.040><c> submit?</c><00:04:01.720><c> For</c><00:04:01.840><c> physical</c>

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should you submit? For physical
 

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should you submit? For physical
products,<00:04:02.960><c> order</c><00:04:03.240><c> confirmation,</c><00:04:04.280><c> shipping</c>

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products, order confirmation, shipping
 

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products, order confirmation, shipping
confirmation,<00:04:05.720><c> tracking</c><00:04:06.120><c> number,</c><00:04:06.720><c> delivery</c>

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confirmation, tracking number, delivery
 

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confirmation, tracking number, delivery
confirmation,<00:04:08.160><c> signature</c><00:04:08.640><c> confirmation</c><00:04:09.480><c> if</c>

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confirmation, signature confirmation if
 

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confirmation, signature confirmation if
available,<00:04:10.440><c> customer</c><00:04:10.840><c> communication,</c>

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available, customer communication,
 

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available, customer communication,
refund<00:04:12.400><c> policy,</c><00:04:13.080><c> and</c><00:04:13.240><c> product</c><00:04:13.680><c> description</c>

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refund policy, and product description
 

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refund policy, and product description
page<00:04:14.600><c> screenshot.</c><00:04:15.360><c> For</c><00:04:15.480><c> digital</c><00:04:15.920><c> products,</c>

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page screenshot. For digital products,
 

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page screenshot. For digital products,
access<00:04:17.000><c> logs,</c><00:04:17.560><c> download</c><00:04:18.000><c> confirmation,</c>

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access logs, download confirmation,
 

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access logs, download confirmation,
login<00:04:19.400><c> timestamps,</c><00:04:20.440><c> and</c><00:04:20.720><c> IP</c><00:04:21.079><c> address</c><00:04:21.519><c> match.</c>

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login timestamps, and IP address match.
 

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login timestamps, and IP address match.
Be<00:04:22.320><c> organized.</c><00:04:23.160><c> Clear</c><00:04:23.440><c> documentation</c>

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Be organized. Clear documentation
 

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Be organized. Clear documentation
increases<00:04:25.120><c> win</c><00:04:25.320><c> rate.</c><00:04:25.760><c> You</c><00:04:25.880><c> won't</c><00:04:26.160><c> win</c><00:04:26.480><c> every</c>

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increases win rate. You won't win every
 

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increases win rate. You won't win every
chargeback.<00:04:27.720><c> Typical</c><00:04:28.120><c> win</c><00:04:28.360><c> rates</c><00:04:28.760><c> range</c>

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chargeback. Typical win rates range
 

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chargeback. Typical win rates range
between<00:04:29.800><c> 20</c><00:04:30.200><c> to</c><00:04:30.360><c> 40%</c><00:04:31.200><c> depending</c><00:04:31.760><c> on</c><00:04:31.920><c> your</c>

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between 20 to 40% depending on your
 

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between 20 to 40% depending on your
niche,<00:04:32.680><c> but</c><00:04:32.840><c> consistent</c><00:04:33.520><c> evidence</c><00:04:34.000><c> improves</c>

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niche, but consistent evidence improves
 

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niche, but consistent evidence improves
odds.<00:04:35.200><c> How</c><00:04:35.360><c> to</c><00:04:35.520><c> reduce</c><00:04:35.920><c> chargebacks</c>

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odds. How to reduce chargebacks
 

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odds. How to reduce chargebacks
proactively.<00:04:37.480><c> Prevention</c><00:04:38.040><c> is</c><00:04:38.240><c> better</c><00:04:38.560><c> than</c>

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proactively. Prevention is better than
 

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proactively. Prevention is better than
fighting<00:04:39.160><c> disputes.</c><00:04:39.960><c> Here's</c><00:04:40.200><c> how</c><00:04:40.360><c> to</c><00:04:40.520><c> lower</c>

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fighting disputes. Here's how to lower
 

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fighting disputes. Here's how to lower
chargeback<00:04:41.480><c> risk.</c><00:04:42.000><c> Clear</c><00:04:42.320><c> refund</c><00:04:42.840><c> policy.</c>

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chargeback risk. Clear refund policy.
 

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chargeback risk. Clear refund policy.
Your<00:04:43.640><c> refund</c><00:04:44.080><c> policy</c><00:04:44.560><c> should</c><00:04:44.840><c> be</c><00:04:45.240><c> easy</c><00:04:45.520><c> to</c>

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Your refund policy should be easy to
 

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Your refund policy should be easy to
find,<00:04:46.360><c> easy</c><00:04:46.720><c> to</c><00:04:46.920><c> read,</c><00:04:47.400><c> and</c><00:04:47.600><c> clear</c><00:04:48.000><c> about</c>

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find, easy to read, and clear about
 

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find, easy to read, and clear about
timelines.<00:04:49.160><c> Hidden</c><00:04:49.440><c> policies</c><00:04:50.120><c> increase</c>

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timelines. Hidden policies increase
 

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timelines. Hidden policies increase
disputes.<00:04:51.440><c> Fast</c><00:04:51.760><c> customer</c><00:04:52.160><c> support.</c><00:04:52.840><c> Many</c>

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disputes. Fast customer support. Many
 

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disputes. Fast customer support. Many
chargebacks<00:04:53.680><c> happen</c><00:04:54.080><c> because</c><00:04:54.800><c> customers</c>

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chargebacks happen because customers
 

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chargebacks happen because customers
can't<00:04:55.640><c> reach</c><00:04:55.880><c> support.</c><00:04:56.440><c> Respond</c><00:04:56.880><c> quickly</c><00:04:57.280><c> to</c>

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can't reach support. Respond quickly to
 

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can't reach support. Respond quickly to
refund<00:04:57.920><c> requests,</c><00:04:58.680><c> shipping</c><00:04:59.040><c> delays,</c><00:04:59.600><c> and</c>

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refund requests, shipping delays, and
 

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refund requests, shipping delays, and
product<00:05:00.240><c> complaints.</c><00:05:01.000><c> Speed</c><00:05:01.520><c> reduces</c>

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product complaints. Speed reduces
 

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product complaints. Speed reduces
disputes.<00:05:03.040><c> Shipping</c><00:05:03.480><c> transparency.</c><00:05:04.480><c> Send</c>

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disputes. Shipping transparency. Send
 

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disputes. Shipping transparency. Send
order<00:05:05.120><c> confirmation,</c><00:05:06.080><c> shipping</c>

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order confirmation, shipping
 

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order confirmation, shipping
confirmation,<00:05:07.400><c> tracking</c><00:05:07.840><c> link,</c><00:05:08.320><c> and</c>

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confirmation, tracking link, and
 

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confirmation, tracking link, and
delivery<00:05:08.920><c> notification.</c><00:05:09.960><c> Communication</c>

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delivery notification. Communication
 

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delivery notification. Communication
reduces<00:05:11.320><c> confusion.</c><00:05:12.200><c> Signature</c>

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reduces confusion. Signature
 

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reduces confusion. Signature
confirmation<00:05:13.400><c> for</c><00:05:13.600><c> high-ticket</c><00:05:14.240><c> orders.</c><00:05:14.880><c> For</c>

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confirmation for high-ticket orders. For
 

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confirmation for high-ticket orders. For
high<00:05:15.440><c> AOV</c><00:05:15.960><c> products,</c><00:05:16.720><c> require</c><00:05:17.280><c> signature</c><00:05:17.800><c> on</c>

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high AOV products, require signature on
 

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high AOV products, require signature on
delivery.<00:05:18.600><c> This</c><00:05:18.800><c> dramatically</c><00:05:19.560><c> increases</c>

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delivery. This dramatically increases
 

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delivery. This dramatically increases
dispute<00:05:20.800><c> defense.</c><00:05:21.480><c> Shopify</c><00:05:22.040><c> includes</c>

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dispute defense. Shopify includes
 

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dispute defense. Shopify includes
built-in<00:05:23.240><c> fraud</c><00:05:23.640><c> analysis</c><00:05:24.280><c> tools.</c><00:05:24.880><c> Inside</c>

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built-in fraud analysis tools. Inside
 

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built-in fraud analysis tools. Inside
any<00:05:25.720><c> order,</c><00:05:26.120><c> you'll</c><00:05:26.400><c> see</c><00:05:26.840><c> fraud</c>

00:05:30.510 --> 00:05:30.520 align:start position:0%
 
 

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medium<00:05:30.920><c> risk,</c><00:05:31.360><c> and</c><00:05:31.560><c> high</c><00:05:31.800><c> risk.</c><00:05:32.320><c> Shopify</c>

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medium risk, and high risk. Shopify
 

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medium risk, and high risk. Shopify
evaluates<00:05:33.720><c> IP</c><00:05:34.120><c> location,</c><00:05:34.920><c> AVS</c><00:05:35.520><c> match,</c><00:05:36.120><c> CVV</c>

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evaluates IP location, AVS match, CVV
 

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evaluates IP location, AVS match, CVV
match,<00:05:37.560><c> past</c><00:05:38.000><c> fraud</c><00:05:38.360><c> patterns,</c><00:05:39.160><c> and</c><00:05:39.440><c> address</c>

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match, past fraud patterns, and address
 

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match, past fraud patterns, and address
inconsistencies.<00:05:41.200><c> What</c><00:05:41.400><c> to</c><00:05:41.480><c> do</c><00:05:41.680><c> with</c>

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inconsistencies. What to do with
 

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inconsistencies. What to do with
high-risk<00:05:42.440><c> orders?</c><00:05:43.080><c> If</c><00:05:43.280><c> flagged</c><00:05:43.760><c> high-risk,</c>

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high-risk orders? If flagged high-risk,
 

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high-risk orders? If flagged high-risk,
verify<00:05:45.040><c> billing</c><00:05:45.480><c> and</c><00:05:45.640><c> shipping</c><00:05:46.080><c> address.</c>

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verify billing and shipping address.
 

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verify billing and shipping address.
Check<00:05:47.120><c> IP</c><00:05:47.480><c> location,</c><00:05:48.320><c> email</c><00:05:48.760><c> customer</c>

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Check IP location, email customer
 

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Check IP location, email customer
confirmation,<00:05:50.280><c> call</c><00:05:50.720><c> if</c><00:05:50.920><c> necessary,</c>

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confirmation, call if necessary,
 

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confirmation, call if necessary,
consider<00:05:52.200><c> canceling</c><00:05:52.800><c> and</c><00:05:53.040><c> refunding.</c><00:05:53.840><c> It's</c>

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consider canceling and refunding. It's
 

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consider canceling and refunding. It's
better<00:05:54.280><c> to</c><00:05:54.440><c> lose</c><00:05:54.640><c> a</c><00:05:54.720><c> sale</c><00:05:55.240><c> than</c><00:05:55.440><c> lose</c><00:05:55.760><c> a</c>

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better to lose a sale than lose a
 

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better to lose a sale than lose a
chargeback<00:05:56.600><c> plus</c><00:05:57.040><c> a</c><00:05:57.120><c> fee.</c><00:05:57.600><c> Enabling</c><00:05:58.280><c> fraud</c>

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chargeback plus a fee. Enabling fraud
 

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chargeback plus a fee. Enabling fraud
filters.<00:05:59.480><c> Shopify</c><00:06:00.120><c> allows</c><00:06:00.640><c> fraud</c><00:06:01.000><c> filters</c>

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filters. Shopify allows fraud filters
 

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filters. Shopify allows fraud filters
through<00:06:02.040><c> apps</c><00:06:02.400><c> and</c><00:06:02.600><c> built-in</c><00:06:03.000><c> tools.</c><00:06:03.640><c> You</c><00:06:03.760><c> can</c>

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through apps and built-in tools. You can
 

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through apps and built-in tools. You can
block<00:06:04.280><c> specific</c><00:06:04.800><c> countries,</c><00:06:05.560><c> block</c><00:06:05.880><c> prepaid</c>

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block specific countries, block prepaid
 

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block specific countries, block prepaid
cards,<00:06:07.080><c> block</c><00:06:07.400><c> high-risk</c><00:06:08.000><c> IPs,</c><00:06:08.800><c> and</c><00:06:08.960><c> require</c>

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cards, block high-risk IPs, and require
 

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cards, block high-risk IPs, and require
zip<00:06:09.720><c> code</c><00:06:10.000><c> verification.</c><00:06:11.000><c> Balance</c>

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zip code verification. Balance
 

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zip code verification. Balance
protection<00:06:12.000><c> with</c><00:06:12.160><c> conversion</c><00:06:12.800><c> rate.</c><00:06:13.240><c> Over</c>

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protection with conversion rate. Over
 

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protection with conversion rate. Over
blocking<00:06:14.000><c> reduces</c><00:06:14.560><c> legitimate</c><00:06:15.200><c> orders.</c><00:06:15.880><c> In</c>

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blocking reduces legitimate orders. In
 

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blocking reduces legitimate orders. In
some<00:06:16.240><c> regions,</c><00:06:16.760><c> you</c><00:06:16.880><c> can</c><00:06:17.040><c> enable</c><00:06:17.760><c> 3D</c><00:06:18.240><c> Secure</c>

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some regions, you can enable 3D Secure
 

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some regions, you can enable 3D Secure
Authentication.<00:06:19.760><c> This</c><00:06:20.000><c> adds</c><00:06:20.320><c> an</c><00:06:20.560><c> extra</c>

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Authentication. This adds an extra
 

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Authentication. This adds an extra
verification<00:06:21.720><c> step</c><00:06:22.160><c> at</c><00:06:22.280><c> checkout.</c><00:06:22.960><c> Benefits</c>

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verification step at checkout. Benefits
 

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verification step at checkout. Benefits
shift<00:06:23.800><c> liability</c><00:06:24.520><c> in</c><00:06:24.720><c> some</c><00:06:25.000><c> cases,</c><00:06:25.760><c> reduces</c>

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shift liability in some cases, reduces
 

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shift liability in some cases, reduces
fraud,<00:06:26.880><c> and</c><00:06:27.040><c> improves</c><00:06:27.560><c> dispute</c>

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fraud, and improves dispute
 

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fraud, and improves dispute
verification.<00:06:29.040><c> The</c><00:06:29.120><c> downside,</c><00:06:30.000><c> slight</c>

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verification. The downside, slight
 

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verification. The downside, slight
friction<00:06:30.880><c> increase</c><00:06:31.480><c> at</c><00:06:31.640><c> checkout.</c><00:06:32.400><c> Use</c>

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friction increase at checkout. Use
 

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friction increase at checkout. Use
strategically<00:06:33.520><c> if</c><00:06:33.680><c> fraud</c><00:06:34.080><c> cases</c><00:06:34.640><c> increase.</c>

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strategically if fraud cases increase.
 

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strategically if fraud cases increase.
Inside<00:06:35.840><c> Shopify</c><00:06:36.360><c> Payments</c><00:06:36.920><c> dashboard,</c>

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Inside Shopify Payments dashboard,
 

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Inside Shopify Payments dashboard,
monitor<00:06:38.120><c> dispute</c><00:06:38.720><c> rate</c><00:06:38.960><c> percentage.</c><00:06:39.800><c> Card</c>

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monitor dispute rate percentage. Card
 

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monitor dispute rate percentage. Card
networks<00:06:40.640><c> consider</c><00:06:41.320><c> above</c><00:06:41.680><c> 0.9%</c><00:06:42.960><c> equals</c>

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networks consider above 0.9% equals
 

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networks consider above 0.9% equals
high-risk.<00:06:44.160><c> Above</c><00:06:44.560><c> 1%</c><00:06:45.280><c> equals</c><00:06:45.720><c> serious</c><00:06:46.320><c> risk.</c>

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high-risk. Above 1% equals serious risk.
 

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high-risk. Above 1% equals serious risk.
If<00:06:46.920><c> your</c><00:06:47.040><c> dispute</c><00:06:47.560><c> rate</c><00:06:47.800><c> climbs,</c><00:06:48.520><c> immediately</c>

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If your dispute rate climbs, immediately
 

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If your dispute rate climbs, immediately
review<00:06:49.640><c> traffic</c><00:06:50.120><c> sources,</c><00:06:50.840><c> audit</c><00:06:51.200><c> creatives,</c>

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review traffic sources, audit creatives,
 

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review traffic sources, audit creatives,
check<00:06:52.480><c> refund</c><00:06:52.960><c> experience,</c><00:06:53.880><c> and</c><00:06:54.040><c> review</c>

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check refund experience, and review
 

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check refund experience, and review
high-risk<00:06:55.080><c> countries.</c><00:06:55.800><c> Fix</c><00:06:56.040><c> the</c><00:06:56.200><c> root</c><00:06:56.520><c> cause</c>

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high-risk countries. Fix the root cause
 

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high-risk countries. Fix the root cause
fast.<00:06:57.560><c> Sometimes</c><00:06:58.040><c> Shopify</c><00:06:58.600><c> may</c><00:06:58.880><c> hold</c><00:06:59.240><c> out</c>

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fast. Sometimes Shopify may hold out
 

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fast. Sometimes Shopify may hold out
payments,<00:07:00.200><c> delayed</c><00:07:00.560><c> deposits,</c><00:07:01.440><c> or</c><00:07:01.600><c> increased</c>

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payments, delayed deposits, or increased
 

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payments, delayed deposits, or increased
reserve<00:07:02.640><c> requirements.</c><00:07:03.560><c> This</c><00:07:03.760><c> usually</c>

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reserve requirements. This usually
 

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reserve requirements. This usually
happens<00:07:04.600><c> when</c><00:07:05.040><c> chargeback</c><00:07:05.720><c> rate</c><00:07:06.040><c> spike,</c>

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happens when chargeback rate spike,
 

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happens when chargeback rate spike,
sales<00:07:07.200><c> volume</c><00:07:07.640><c> spikes</c><00:07:08.080><c> suddenly,</c><00:07:08.760><c> or</c><00:07:08.920><c> risk</c>

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sales volume spikes suddenly, or risk
 

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sales volume spikes suddenly, or risk
profile<00:07:09.720><c> changes.</c><00:07:10.520><c> To</c><00:07:10.680><c> protect</c><00:07:11.120><c> your</c>

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profile changes. To protect your
 

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profile changes. To protect your
businesses,<00:07:12.120><c> always</c><00:07:12.520><c> keep</c><00:07:12.920><c> operating</c>

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businesses, always keep operating
 

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businesses, always keep operating
capital<00:07:14.160><c> separate</c><00:07:14.640><c> from</c><00:07:15.000><c> ad</c><00:07:15.360><c> spend.</c><00:07:15.960><c> Never</c>

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capital separate from ad spend. Never
 

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capital separate from ad spend. Never
rely<00:07:16.720><c> on</c><00:07:16.920><c> same-day</c><00:07:17.520><c> payouts</c><00:07:18.000><c> to</c><00:07:18.160><c> fund</c><00:07:18.640><c> ads.</c><00:07:19.200><c> A</c>

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rely on same-day payouts to fund ads. A
 

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rely on same-day payouts to fund ads. A
cash<00:07:19.680><c> flow</c><00:07:19.960><c> buffer</c><00:07:20.480><c> equals</c><00:07:20.960><c> stability.</c>

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cash flow buffer equals stability.
 

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cash flow buffer equals stability.
Here's<00:07:21.920><c> a</c><00:07:22.000><c> simple</c><00:07:22.480><c> weekly</c><00:07:22.880><c> routine.</c><00:07:23.480><c> Review</c>

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Here's a simple weekly routine. Review
 

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Here's a simple weekly routine. Review
payouts,<00:07:24.640><c> check</c><00:07:24.880><c> fraud</c><00:07:25.240><c> analysis</c><00:07:25.960><c> on</c><00:07:26.160><c> recent</c>

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payouts, check fraud analysis on recent
 

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payouts, check fraud analysis on recent
orders,<00:07:27.360><c> monitor</c><00:07:27.800><c> dispute</c><00:07:28.320><c> notifications,</c>

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orders, monitor dispute notifications,
 

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orders, monitor dispute notifications,
respond<00:07:30.040><c> to</c><00:07:30.160><c> disputes</c><00:07:30.680><c> before</c><00:07:31.000><c> the</c><00:07:31.080><c> deadline,</c>

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respond to disputes before the deadline,
 

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respond to disputes before the deadline,
and<00:07:32.000><c> review</c><00:07:32.440><c> refund</c><00:07:33.000><c> patterns.</c><00:07:33.720><c> Operational</c>

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and review refund patterns. Operational
 

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and review refund patterns. Operational
discipline<00:07:34.960><c> prevents</c><00:07:35.480><c> surprises.</c><00:07:36.360><c> Here's</c><00:07:36.600><c> a</c>

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discipline prevents surprises. Here's a
 

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discipline prevents surprises. Here's a
real<00:07:36.920><c> example</c><00:07:37.520><c> scenario.</c><00:07:38.200><c> Let's</c><00:07:38.440><c> say</c><00:07:38.680><c> you</c><00:07:38.840><c> run</c>

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real example scenario. Let's say you run
 

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real example scenario. Let's say you run
a<00:07:39.320><c> $100</c><00:07:40.360><c> AOV</c><00:07:41.000><c> store.</c><00:07:41.480><c> You</c><00:07:41.600><c> get</c><00:07:41.760><c> three</c>

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a $100 AOV store. You get three
 

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a $100 AOV store. You get three
chargebacks<00:07:42.680><c> in</c><00:07:42.800><c> a</c><00:07:42.880><c> week.</c><00:07:43.280><c> That's</c><00:07:43.520><c> $300</c><00:07:44.360><c> lost</c>

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chargebacks in a week. That's $300 lost
 

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chargebacks in a week. That's $300 lost
revenue,<00:07:45.280><c> $45</c><00:07:45.920><c> to</c><00:07:46.040><c> $75</c><00:07:47.040><c> in</c><00:07:47.200><c> dispute</c><00:07:47.680><c> fees,</c>

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revenue, $45 to $75 in dispute fees,
 

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revenue, $45 to $75 in dispute fees,
potential<00:07:48.840><c> account</c><00:07:49.280><c> risk.</c><00:07:49.760><c> But</c><00:07:49.880><c> you</c><00:07:50.000><c> also</c>

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potential account risk. But you also
 

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potential account risk. But you also
notice<00:07:50.920><c> all</c><00:07:51.160><c> three</c><00:07:51.480><c> came</c><00:07:51.760><c> from</c><00:07:52.000><c> prepaid</c>

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notice all three came from prepaid
 

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notice all three came from prepaid
customers,<00:07:53.320><c> same</c><00:07:53.640><c> country,</c><00:07:54.280><c> same</c><00:07:54.640><c> traffic</c>

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customers, same country, same traffic
 

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customers, same country, same traffic
source.<00:07:55.640><c> You</c><00:07:55.800><c> block</c><00:07:56.120><c> that</c><00:07:56.360><c> traffic</c><00:07:56.760><c> source.</c>

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source. You block that traffic source.
 

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source. You block that traffic source.
Fraud<00:07:57.680><c> stops.</c><00:07:58.360><c> That's</c><00:07:58.640><c> operational</c>

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Fraud stops. That's operational
 

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Fraud stops. That's operational
awareness.<00:08:00.240><c> Shopify</c><00:08:00.760><c> Payments</c><00:08:01.320><c> isn't</c><00:08:01.680><c> just</c>

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awareness. Shopify Payments isn't just
 

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awareness. Shopify Payments isn't just
about<00:08:02.160><c> collecting</c><00:08:02.720><c> money.</c><00:08:03.200><c> It's</c><00:08:03.360><c> about</c>

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about collecting money. It's about
 

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about collecting money. It's about
managing<00:08:04.040><c> risks,</c><00:08:04.680><c> protecting</c><00:08:05.200><c> margins,</c>

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managing risks, protecting margins,
 

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managing risks, protecting margins,
controlling<00:08:06.560><c> cash</c><00:08:06.880><c> flow,</c><00:08:07.360><c> reducing</c>

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controlling cash flow, reducing
 

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controlling cash flow, reducing
disputes,<00:08:08.800><c> and</c><00:08:09.000><c> monitoring</c><00:08:09.520><c> fraud</c><00:08:10.000><c> signals.</c>

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disputes, and monitoring fraud signals.
 

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disputes, and monitoring fraud signals.
If<00:08:10.840><c> you</c><00:08:10.960><c> ignore</c><00:08:11.320><c> these</c><00:08:11.560><c> systems,</c><00:08:12.320><c> problems</c>

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If you ignore these systems, problems
 

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If you ignore these systems, problems
compound<00:08:13.520><c> quietly.</c><00:08:14.280><c> If</c><00:08:14.400><c> you</c><00:08:14.520><c> monitor</c><00:08:14.880><c> them</c>

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compound quietly. If you monitor them
 

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compound quietly. If you monitor them
consistently,<00:08:16.040><c> your</c><00:08:16.240><c> store</c><00:08:16.600><c> becomes</c>

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consistently, your store becomes
 

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consistently, your store becomes
resilient.<00:08:17.800><c> Before</c><00:08:18.120><c> finishing,</c><00:08:18.880><c> statement</c>

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resilient. Before finishing, statement
 

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resilient. Before finishing, statement
descriptor<00:08:20.280><c> updated,</c><00:08:21.160><c> bank</c><00:08:21.400><c> account</c>

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descriptor updated, bank account
 

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descriptor updated, bank account
verified,<00:08:22.600><c> refund</c><00:08:23.040><c> policy</c><00:08:23.480><c> visible,</c><00:08:24.160><c> fraud</c>

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verified, refund policy visible, fraud
 

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verified, refund policy visible, fraud
analysis<00:08:25.240><c> reviewed,</c><00:08:26.000><c> high-risk</c><00:08:26.560><c> filters</c>

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analysis reviewed, high-risk filters
 

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analysis reviewed, high-risk filters
configured,<00:08:27.840><c> chargeback</c><00:08:28.400><c> process</c>

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configured, chargeback process
 

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configured, chargeback process
understood,<00:08:29.760><c> and</c><00:08:30.040><c> payout</c><00:08:30.360><c> schedule</c>

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understood, and payout schedule
 

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understood, and payout schedule
reviewed.<00:08:31.720><c> If</c><00:08:31.880><c> these</c><00:08:32.200><c> are</c><00:08:32.360><c> in</c><00:08:32.479><c> place,</c><00:08:33.039><c> you're</c>

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reviewed. If these are in place, you're
 

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reviewed. If these are in place, you're
operating<00:08:34.080><c> professionally.</c><00:08:34.919><c> And</c><00:08:35.039><c> if</c><00:08:35.120><c> you're</c>

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operating professionally. And if you're
 

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operating professionally. And if you're
ready<00:08:35.560><c> to</c><00:08:35.719><c> start</c><00:08:36.120><c> your</c><00:08:36.280><c> own</c><00:08:36.479><c> store,</c><00:08:37.039><c> make</c><00:08:37.320><c> sure</c>

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ready to start your own store, make sure
 

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ready to start your own store, make sure
to<00:08:37.760><c> use</c><00:08:38.000><c> the</c><00:08:38.120><c> link</c><00:08:38.400><c> in</c><00:08:38.520><c> the</c><00:08:38.599><c> description</c>

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to use the link in the description
 

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to use the link in the description
below.<00:08:39.760><c> When</c><00:08:39.919><c> you</c><00:08:40.039><c> use</c><00:08:40.360><c> our</c><00:08:40.599><c> link,</c><00:08:41.000><c> you</c><00:08:41.159><c> can</c>

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below. When you use our link, you can
 

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below. When you use our link, you can
get<00:08:41.599><c> your</c><00:08:41.760><c> first</c><00:08:42.200><c> month</c><00:08:42.520><c> for</c><00:08:42.640><c> just</c><00:08:43.039><c> $1</c><00:08:43.880><c> and</c>

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get your first month for just $1 and
 

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get your first month for just $1 and
earn<00:08:44.360><c> up</c><00:08:44.520><c> to</c><00:08:44.680><c> $10,000</c><00:08:45.840><c> in</c><00:08:45.960><c> credits,</c><00:08:46.640><c> which</c><00:08:46.840><c> is</c>

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earn up to $10,000 in credits, which is
 

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earn up to $10,000 in credits, which is
an<00:08:47.080><c> incredible</c><00:08:47.680><c> way</c><00:08:47.920><c> to</c><00:08:48.120><c> launch</c><00:08:48.480><c> your</c><00:08:48.640><c> store</c>

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an incredible way to launch your store
 

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an incredible way to launch your store
with<00:08:49.320><c> minimal</c><00:08:49.840><c> upfront</c><00:08:50.400><c> costs.</c><00:08:51.040><c> If</c><00:08:51.160><c> this</c>

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with minimal upfront costs. If this
 

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with minimal upfront costs. If this
video<00:08:51.640><c> helped,</c><00:08:52.040><c> make</c><00:08:52.240><c> sure</c><00:08:52.440><c> to</c><00:08:52.560><c> give</c><00:08:52.680><c> it</c><00:08:52.760><c> a</c>

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video helped, make sure to give it a
 

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video helped, make sure to give it a
like,<00:08:53.280><c> subscribe,</c><00:08:54.000><c> and</c><00:08:54.160><c> hit</c><00:08:54.360><c> that</c><00:08:54.560><c> bell</c><00:08:54.920><c> icon.</c>

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like, subscribe, and hit that bell icon.
 

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like, subscribe, and hit that bell icon.
Just<00:08:55.600><c> so</c><00:08:55.720><c> you</c><00:08:55.800><c> know,</c><00:08:56.200><c> these</c><00:08:56.560><c> are</c><00:08:56.720><c> affiliate</c>

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Just so you know, these are affiliate
 

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Just so you know, these are affiliate
links,<00:08:57.800><c> which</c><00:08:58.040><c> means</c><00:08:58.360><c> we</c><00:08:58.520><c> may</c><00:08:58.760><c> earn</c><00:08:59.040><c> a</c><00:08:59.120><c> small</c>

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links, which means we may earn a small
 

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links, which means we may earn a small
referral<00:09:00.000><c> fee</c><00:09:00.320><c> at</c><00:09:00.560><c> no</c><00:09:00.840><c> extra</c><00:09:01.200><c> cost</c><00:09:01.480><c> to</c><00:09:01.600><c> you.</c>

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referral fee at no extra cost to you.
 

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referral fee at no extra cost to you.
Using<00:09:02.200><c> these</c><00:09:02.440><c> links</c><00:09:02.800><c> helps</c><00:09:03.080><c> support</c><00:09:03.400><c> the</c>

00:09:03.470 --> 00:09:03.480 align:start position:0%
Using these links helps support the
 

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Using these links helps support the
channel<00:09:03.920><c> so</c><00:09:04.080><c> we</c><00:09:04.200><c> can</c><00:09:04.400><c> continue</c><00:09:04.840><c> bringing</c><00:09:05.200><c> you</c>

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channel so we can continue bringing you
 

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channel so we can continue bringing you
free<00:09:05.800><c> content</c><00:09:06.400><c> just</c><00:09:06.680><c> like</c><00:09:06.920><c> this.</c><00:09:07.400><c> Thank</c><00:09:07.600><c> you</c>

00:09:07.670 --> 00:09:07.680 align:start position:0%
free content just like this. Thank you
 

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free content just like this. Thank you
so<00:09:07.880><c> much</c><00:09:08.080><c> for</c><00:09:08.240><c> watching,</c><00:09:08.760><c> and</c><00:09:08.880><c> I'll</c><00:09:09.040><c> see</c><00:09:09.200><c> you</c>

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so much for watching, and I'll see you
 

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so much for watching, and I'll see you
in<00:09:09.440><c> the</c><00:09:09.520><c> next</c><00:09:09.840><c> one.</c>